Experian, aids and abets ID theft...
The consumer normally has to contact a credit reporting bureau directly to place the alert, and then repeat the process every 90 days for as long as the risk remains — a minor hassle that LifeLock and other companies have been happy to help consumers avoid, for a fee. On its face, the business model appeared consistent with FACTA, which allows fraud alerts to be placed by third parties acting on behalf of the consumer.
But in its lawsuit, Experian complained that LifeLock LINK (.pdf) “surreptitiously placed hundreds of thousands” of alerts on Experian files “by posing as the consumer,” even when there was no suspicion of identity theft. LifeLock then renewed the alerts every 90 days.
Tell Experian what you think. 1 888 397 3742
Claiming it was losing “millions of dollars every year” processing such requests, Experian asked a judge to rule that LifeLock was engaging in unlawful and unfair business practices under California’s Unfair Competition Law.( EXPERIAN MAKES BILLIONS OF DOLLARS, FROM THEIR WEB SITE, "Total Group revenue of US$3.9bn. Revenue from continuing activities up 8% at constant exchange rates to US$3.8bn..THEY MAKE BILLIONS OFF OUR DATA, OUR INFORMATION, AND DON'T REALLY GIVE A DAMN ABOUT ITS CUSTOMERS, G )
U. S. District Judge Andrew Guilford granted the motion< LINK (.pdf) last week, finding that federal lawmakers, in writing FACTA, did not intend for consumers to be able to contract with a business to place fraud alerts.
( LET THE CONSUMER GET THEIR ID STOLEN. LIKE EXPERIAN GIVES A DAMN . G )
JUST ONE MORE EXAMPLE OF HOW THE PARADIGM HAS SHIFTED FROM "THE CUSTOMER IS ALWAYS RIGHT" TO "HOW BAD CAN WE LEAGLY SCREW THE CUSTOMER" ... PART OF THE BANKING MAFIA. G
U. S. District Judge Andrew Guilford wins our "HEAD UP HIS ASS" LIFE TIME AWARD.any one have
his contact info? G
To reach his conclusion, Guilford examined the legislative history of the law and determined that Congress intended only that a family member, guardian or attorney should make the request on behalf of a potential fraud victim, not “companies and entities such as credit repair clinics.”
The judge’s ruling opens the door for Experian to seek damages from LifeLock, and for the judge to issue an injunction barring the company from placing fraud alerts with any credit reporting agency. "STOP PROTECTING THE PUBLIC FROM ID THEFT".g
SOURCED FROM Permalink
The public can now see Experians true colors, and
demand legisative changes.
Service offers ID protection and the banking mafia crushes
the service, because it interferes with THEIR PROFITS. !!
Gerald
Anthropologist
.
Rebuttal:
The judge’s job is to respect, interpret and uphold the law. His ruling did just that. In fact, the evidence was so clear and not in dispute on the claim, he issued a partial summary judgment. This means the THE CLAIM DID NOT EVEN NEED TO GO TO TRIAL. That’s how blatantly Lifelock violated the law.
So get your facts straight and understand what you’re talking about before you rant and rave against the judge. He did his job–he upheld the law. If you don’t like it, work to get the law changed.
Labels: aids and abets ID theft..., Experian
5 Comments:
Before you attack the judge, take a moment to understand the ruling. The law (FCRA) was explicit and was written to specifically disallow companies from setting fraud alerts (only “individuals”). There was no question of the intent of the law to exclude companies.
The judge’s job is to respect, interpret and uphold the law. His ruling did just that. In fact, the evidence was so clear and not in dispute on the claim, he issued a partial summary judgment. This means the THE CLAIM DID NOT EVEN NEED TO GO TO TRIAL. That’s how blatantly Lifelock violated the law.
So get your facts straight and understand what you’re talking about before you rant and rave against the judge. He did his job–he upheld the law. If you don’t like it, work to get the law changed.
This blog wins it's own head up your ass award for two reasons. One, it's nearly impossible to read the article because of the color combination of the type and background and two, the writer is not familiar with the law.
Your right about the type color.
it doesn't work in IE, works well
in chrome and mozilla,
We accept the award for type color.
And are working on solution.
Thanks for feedback.
Gerald
Its not that I don't understand Law,
Its that you don't understand Justice.
Gerald
If Life Lock is illegal then the fraud alert subsidiaries of Experian and the other credit reporting agencies should be illegal as well. No doubt this will be overturned as the judge took a far too restrictive view of the FCRA as denying individuals the ability to explicitly designate an agent to act on their behalf in setting fraud alerts.
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